Financing & Leasing Terms
How our financing and lease-to-own programs work, including approval, payments, ownership, and what happens at the end of your term.
| Program | Equipment Financing | Lease-to-Own |
|---|---|---|
| Ownership | At time of purchase | At end of lease term |
| Down Payment | Often required, varies by lender | Often lower or none, varies by provider |
| Monthly Payment | Loan principal + interest | Fixed lease payment |
| End of Term | Loan paid off; you already own the equipment | Buyout option, return, or renewal, per your lease agreement |
| Best For | Buyers who want ownership and equity from day one | Buyers who want lower up-front cost or flexibility |
Overview
Bronson Vending LLC offers financing and lease-to-own options for qualified business customers purchasing vending machines and equipment. These programs are designed to help operators acquire equipment without paying the full purchase price up front.
Financing and leasing are arranged through independent third-party financing partners. Bronson Vending LLC facilitates the application process but is not the lender or lessor unless specifically stated in your agreement. These Financing & Leasing Terms should be read together with our Terms & Conditions, Return & Refund Policy, and Warranty Policy.
Financing vs. Leasing
We generally offer two types of programs, summarized in the comparison table above:
Equipment Financing
A financed purchase functions like a loan: you own the equipment at the time of purchase, and make scheduled payments toward the financed amount plus interest until the loan is paid in full.
Lease-to-Own
A lease-to-own program allows you to use the equipment while making periodic lease payments. Depending on the lease agreement, you may have the option to purchase the equipment at a predetermined buyout price at the end of the lease term, renew the lease, or return the equipment.
Eligibility & Application
Financing and leasing programs are intended for business and commercial purchasers. To apply, you will generally need to provide:
- Business name, entity type, and years in operation
- Contact and business address information
- Basic financial information as requested by our financing partner
- Authorization for a credit check or business credit review, where applicable
Submitting an application does not guarantee approval. Approval, terms, rates, and required down payment (if any) are determined solely by the financing partner reviewing your application.
Approval & Agreement Terms
If approved, you will receive a financing or lease agreement directly from our financing partner outlining the specific terms of your program, including payment amount, payment schedule, interest or lease rate, term length, and any fees.
Payments
Payments under a financing or lease agreement are made directly to the financing partner according to the schedule in your agreement, not to Bronson Vending LLC, unless otherwise stated. Please contact your financing partner directly for questions about billing, payment methods, or your account.
Ownership & Title
Ownership of financed equipment generally transfers to you at the time of purchase, subject to any lien held by the financing partner until the loan is paid in full. Ownership of leased equipment generally remains with the leasing company until a buyout option, if available, is exercised at the end of the lease term. See your specific agreement for the exact ownership and title terms that apply to your purchase.
Late Payments & Default
Late payment fees, default terms, and any right to repossess equipment are governed by your agreement with the financing partner. Bronson Vending LLC is not responsible for late fees, default consequences, or collection actions taken by a financing partner.
If you anticipate difficulty making a scheduled payment, contact your financing partner directly as soon as possible.
Early Payoff
Many financing and lease agreements allow early payoff or an early buyout, though some may include an early termination fee or require a minimum number of payments first. Whether early payoff is available, and any associated cost, depends on your specific agreement — contact your financing partner directly to request payoff terms.
Insurance & Risk of Loss
Depending on your agreement, you may be required to maintain insurance covering the financed or leased equipment against damage, theft, or loss for the duration of the financing or lease term. Risk of loss for the equipment generally passes to you upon delivery, regardless of financing or lease status, unless your agreement states otherwise.
Returns on Financed or Leased Orders
Returns, cancellations, and refunds on financed or leased equipment are subject to both our Return & Refund Policy and the terms of your financing or lease agreement. Returning equipment purchased through financing or leasing does not automatically cancel or modify your payment obligation to the financing partner — please contact both Bronson Vending LLC and your financing partner before initiating a return on financed or leased equipment.
Third-Party Financing Partners
Financing and leasing programs referenced on our website are provided by independent third-party financing companies, not by Bronson Vending LLC. We do not guarantee approval, specific rates, or specific terms, and we are not responsible for the financing partner’s underwriting decisions, servicing practices, or privacy practices. Please review the financing partner’s own terms and privacy policy before submitting an application.
Changes to These Terms
We may update these Financing & Leasing Terms from time to time to reflect changes in our programs or partners. The “Last Updated” date at the top of this page reflects the most recent revision. Changes to this page do not modify the terms of an existing financing or lease agreement already in place.
Contact Us
If you have questions about our financing or leasing programs, please contact us using the details below. For questions about an existing payment, billing, or account, please contact your financing partner directly.
Interested in Financing or Leasing?
Reach our team to learn more about current programs and eligibility.
42 Broadway, Fl. 12‑200
New York, NY 10004
Saturday–Sunday: Closed
These terms apply to financing and lease-to-own programs offered through bronsonvendingllc.com. Bronson Vending LLC may update these terms from time to time.